The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if you’re late on a payment and have to pay penalty interest.
Avoiding a credit card balance by paying the bill before the due date each month is the best way to avoid such extra charges—but that’s rare. For every five credit card accounts, more than three carry a balance from one month to the next, acco...
You’ve probably heard that spring and summer are the best times to buy a new home. It’s true that those seasons tend to be the hottest for the housing market, with people wanting to sell or buy before fall starts. But fall is still a wonderful time to find your next property, especially if you’re looking for one by the water. Here are just a few reasons why fall is a good time to purchase a waterfront property.
There’s plenty of properties to choose from with less competition
One of the best pe...
Starting college is full of all kinds of new experiences. Students are left on their own for probably the first time in their lives, and it can be daunting.
Using a credit card can be one of those “firsts,” and parents can help by explaining how credit cards work and instilling good financial habits in them. Here are some credit card habits students should learn before they get to college:
Have a JobTo get a credit card in their name, students will often have to have a job and a credit history....
You most likely know that having a good credit score is important if you want to qualify for a mortgage, auto loan or credit card. You might not know that your credit score can affect many other areas of your life.
People sometimes take on more debt than they can handle or spend money on nonessential items instead of paying their bills. This is why companies often perform credit checks before agreeing to provide services. Credit history can even affect a person’s employment prospects.
Utilitie...
1042 Rolling Hills Drive, Lake Ariel, PA 18436
MLS# 22-225
Beds: 2 Baths: 2 2,165 sqft
$149,900
Move-in ready 2 Bedroom, 2 Bath home in Wallenpaupack Lake Estates with lake rights to Lake Wallenpaupack! Inside find easy maintenance, Commercial vinyl flooring and laminate counter tops in the kitchen and a new pot-belly coal stove in basement. Both bathrooms have ceramic tile. Propane wall heaters warm the basement and Porch. Added bonus....no one can build on the area behind the home for g...
When you’re purchasing a home, most of your budgeting is built around the costs directly associated with your purchase. You’re probably planning for your EMD, home inspection, some repairs, your down payment, and closing costs. However, it’s also important to think through the way your budget will change once you’ve signed on the dotted line and bought your first home or upgraded to a new one. Here’s a list of expenses to take into consideration as you prepare for the months and years following...
An appraisal is a critical part of the homebuying process, as it determines the value of the property before a lender agrees to move through with a mortgage. But how is this value calculated? Check out this list of seven factors that impact the value of a home during an appraisal.
